Office hours : Monday – Friday: 9:00 – 5:00 Transaction hours: 9:00 – 4:00 +977 148 00881
नयाँपाटी बचत तथा ऋण सहकारी संस्था लि. — Nayapati Saving & Credit Cooperative Ltd.
Notices

Savings

Regular Savings

Regular Savings

Save a set amount monthly, or in advance, from the date membership is granted.

Interest:
2.9%

Features

  • Members may save a minimum of Rs 200 per month, or more
  • Regular savings must be deposited by the 5th of each month; advance deposits are also accepted
  • Interest is credited quarterly (end of Asoj, Poush, Chaitra and Asar)
  • Interest of 2.9% paid on savings
General Savings

General Savings

Interest:
2.8%

Features

  • Open an account with a minimum balance of Rs 500.
  • Interest is credited quarterly at the end of Asoj, Poush, Chaitra and Asar.
  • Members may deposit any amount and withdraw funds as needed.
Festival Savings

Festival Savings

A savings account for women members, designed to make the cost of the main festivals easier to meet.

Interest:
2.8%

Features

  • Open and operate the account with a minimum balance of Rs 100
  • Interest of 2.8% paid on savings
  • Withdrawals allowed only in the 15 days before each festival
  • Encourages a saving habit to meet festival costs
  • Open to homemaker women members only
Recurring Deposit

Recurring Deposit

A flexible savings plan designed to help you grow your savings through regular deposits and attractive interest rates. Available in 12-month, 24-month, and 36-month saving periods.

Features

  • 12 Months: 3% p.a.
  • 24 Months: 3.25% p.a.
  • 36 Months: 3.5% p.a.
Fixed (Term) Deposit

Fixed (Term) Deposit

A lump-sum deposit of Rs 5,000 or more held for a fixed term of 1, 2 or 3 years at our highest rate of return.

Features

  • Interest may be withdrawn quarterly
  • Loan facility of up to 90% of your balance
  • Loan interest is 3% above the rate earned on the term deposit
  • 12-month term: 3.25% interest
  • 24-month term: 3.5% interest
  • 36-month term: 3.75% interest
Salary Savings

Salary Savings

For staff of associations, institutions, schools and colleges to deposit their salary.

Interest:
2.8%

Features

  • Open to staff of associations, institutions, schools and colleges
  • The account may be operated with a zero balance
  • Interest of 2.8% paid on savings
  • Deposit and withdraw any amount, as the member wishes
Daily Savings

Daily Savings

Encourages members to deposit daily takings from their trade or business.

Interest:
2.8%

Features

  • Open and operate the account with a minimum balance of Rs 100
  • Interest of 2.8% paid on savings
  • Interest is credited quarterly (end of Asoj, Poush, Chaitra and Asar)
  • Deposit and withdraw any amount, as the member wishes
  • Deposits can be collected at your business or doorstep, and savings and loan balances checked on the spot through the mobile agency our staff carry
Nayapati Special Savings

Nayapati Special Savings

Continuous financial service with a high return on the savings balance.

Interest:
2.9%

Features

  • Open and operate the account with a minimum balance of Rs 10,000
  • Interest of 2.9% paid on savings
  • Interest is calculated on the daily balance
  • Interest is credited quarterly (end of Asoj, Poush, Chaitra and Asar)
  • Deposit and withdraw any amount, as the member wishes
Nayapati Saral Saving

Nayapati Saral Saving

Continuous financial service with simple doorstep and business-place saving.

Interest:
2.85%

Features

  • Open and operate the account with a minimum balance of Rs 5,000
  • Interest of 2.85% paid on savings
  • Interest is calculated on the daily balance
  • Interest is credited quarterly (end of Asoj, Poush, Chaitra and Asar)
  • Deposit and withdraw any amount, as the member wishes
Children’s Savings

Children’s Savings

Opened by a member in the name of a son or daughter under 10; the balance converts at age 16.

Interest:
3.5%

Features

  • Open only for a member’s children under 16
  • Open and operate the account with a minimum balance of Rs 100
  • Deposit a minimum of Rs 100 per month, or more
  • Interest of 3.5% paid on savings
  • The account converts to share membership once the child turns 16
Senior Citizen Savings

Senior Citizen Savings

For members aged over 40 and not yet 50, to build financial security for later life.

Interest:
3.5%

Features

  • Open to members over 40
  • Deposit a minimum of Rs 100 per month, or more
  • Interest of 3.5% paid on savings

Not sure which product fits?

Call the office and we will help you choose the savings or loan product that suits your needs.

Contact us