Office hours : Monday – Friday: 9:00 – 5:00 Transaction hours: 9:00 – 4:00 +977 148 00881
नयाँपाटी बचत तथा ऋण सहकारी संस्था लि. — Nayapati Saving & Credit Cooperative Ltd.
Notices
A secure future

Our savings schemes

Savings schemes shaped around what our members need.

Popular
Interest 3.5%

Children’s Savings

Opened by a member in the name of a son or daughter under 10; the balance converts at age 16.

  • Open only for a member’s children under 16
  • Open and operate the account with a minimum balance of Rs 100
  • Deposit a minimum of Rs 100 per month, or more
Full details
Interest 3.5%

वृद्धावस्था बचत / जेष्ठ नगरिक

For members aged over 40 and not yet 50, to build financial security for later life.

  • Open to members over 40
  • Deposit a minimum of Rs 100 per month, or more
  • Interest of 3.5% paid on savings
Full details
Interest 2.9%

Regular Savings

Save a set amount monthly, or in advance, from the date membership is granted.

  • Members may save a minimum of Rs 200 per month, or more
  • Interest is credited quarterly (end of Asoj, Poush, Chaitra and Asar)
  • Interest of 2.9% paid on savings
Full details
Interest 2.9%

Nayapati Special Savings

Continuous financial service with a high return on the savings balance.

  • Open and operate the account with a minimum balance of Rs 10,000
  • Interest of 2.9% paid on savings
  • Interest is calculated on the daily balance
Full details

सबै ११ बचत योजना हेर्नुहोस्

Accessible financial support

Credit facilities shaped around what you need

Loans are advanced against a member’s savings and share balance, against a member guarantee, or against collateral. The limit, term and interest rate for each product are published below.

Home Loan

For building, repairing or extending a home.

Rs 1 crore 50 lakh · 9.99%

Agriculture & Livestock Loan

For cash crops, vegetable and fruit farming, poultry, fish farming and livestock.

Rs 30 lakh · 4%

Business Loan

For grocery and retail shops, hotels, training centres, cottage and small industry, factories, and service businesses such as schools, colleges, hospitals and pharmacies.

Rs 1 crore 50 lakh · 9.75%

Education Loan

For pursuing higher education.

Rs 50 lakh · 9.99%

See all 10 loan products

Loan repayment calculator

Estimate declining-balance instalments

Reducing balance
1,00,0001,50,00,000
110
3%12%
First instalment
Final instalment
Monthly principal
Total interest

Estimate based on an average monthly period. Actual instalments vary with the days between payment dates and the approved terms.

View estimated repayment schedule
Estimated declining-balance repayment schedule
No. Opening balance Principal Interest Instalment Ending balance
Contact us for loan advice
Nayapati Mobile Banking Service

Cooperative banking, now in your hand

The cooperative has launched smart banking for its members. Mobile banking lets you transfer funds, top up mobile credit and pay ADSL bills.

  • Fund transfer
  • Bill payment
  • Account statement
  • Transaction alerts
  • Secure login
  • Round-the-clock access

Other services

  • ADSL Bill Payment
  • Mobile Banking
  • Mobile Recharge
Transparency & notices

Notices, reports and news

All news
Shyam Krishna Shrestha
Message

Message from the Chairman

Shyam Krishna Shrestha Chairman

वि.सं. २०५४ साल चैत्र १६ गते स्थापना भएको हाम्रो संस्था सदस्यहरूको विश्वास, सुशासन, पारदर्शिता तथा सहकारी सिद्धान्तप्रतिको प्रतिबद्धताका साथ नयाँ प्रविधि र डिजिटल युगसँगै निरन्तर अगाडि बढ्दै आएको छ। काठमाडौं कार्यक्षेत्रभित्र सञ्चालन हुँदै आएको संस्थाले बचत, ऋण, डिजिटल भुक्तानी सेवा तथा सदस्य केन्द्रित विविध वित्तीय सेवामार्फत हजारौं सदस्यहरूको आर्थिक समृद्धिमा योगदान पुर्‍याउँदै आएको छ।

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Commitment of the Manager
Message

Commitment of the Manager

नयाँपाटी बचत तथा ऋण सहकारी संस्था लिमिटेडले लामो समय देखि सेवा प्रवाह गर्ने क्रममा विभिन्न आरोह अवरोह पार गर्दै राष्ट्रिय तथा अन्तराष्ट्रिय पहिचान कायम गर्न सफल भएको छ । संस्थाले राष्ट्रिय रुपमा प्राप्त सम्मान, पुरस्कार मायाँ विश्वासको परिणाम हो । यस अवधिमा संस्थाको सदस्यहरुले सुनिश्चित भएर बचत तथा ऋण र अन्य वित्तिय सेवा प्रवाह गर्न सफल भई सम्पूर्ण वित्तिय समाधानको पहिलो छनांैट नयाँपाटी साकोस वनाउने कार्यमा निरन्तर प्रतिवद्धता जनाउदै सदस्य सन्तुस्ती र गुणस्तरिय सेवा प्रदानमा प्राथमिकता राख्दै सोही अनुरुप व्यवस्थापन प्रणालीलाई विकास गर्दै लगिएको छ । यसलाई थप प्रभावकारी व्यवस्थापनको लागि सम्पूर्ण सदस्य तथा शुभचिन्तकहरुमा रचनात्मक सल्लाह सुझाव प्रदान गरी मार्गनिर्देशन गरीदिनुहुन अनुरोध छ । हामी सम्पूर्ण कर्मचारीहरु सदैव संस्थामा आवद्ध सदस्यहरुको आवस्यकता र सन्तुस्टिमा केन्दित भई गुणस्तरीय सेवा सुविधा सहज रुपमा उपलव्ध गराउन प्रतिबद्ध छौं ।

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Exchange rates

Exchange rates published by Nepal Rastra Bank
Currency Buy Sell
USD 153.81 154.41
INR ×100 160.00 160.15
EUR 173.01 173.69
GBP 203.18 203.98
AED 41.88 42.04
SAR 40.97 41.13

Gold and silver rates

Gold and silver rates in Nepalese rupees
Metal Per tola Per 10 grams
Hallmark gold 2,94,800.00 2,52,745.00
Fine silver 4,450.00 3,815.00

Source: FENEGOSIDA

Rates in Nepalese rupees. Jewellery making charges and other fees may vary.

Annual 29th AGM