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nayapatisaccos@gmail.com
गोकर्णेश्वर ,नयाँ पार्टी, काठमाडौं
Effective Date: [08/26/2026]
Welcome to the official website of Naya Pati Saving & Credit Cooperative Society Ltd. (“Naya Pati SACCOS”, “we”, “us”, or “our”). By accessing or using this website, you agree to comply with and be bound by these Terms and Conditions.
If you do not agree with these Terms and Conditions, please do not use this website.
Naya Pati Saving & Credit Cooperative Society Ltd. is a member-focused cooperative organization providing savings, credit, financial and related cooperative services in accordance with applicable laws, regulations, approved bylaws, internal policies and procedures.
The information provided through this website is intended primarily for general information and communication purposes.
By accessing, browsing or using this website, you acknowledge that you have read, understood and agreed to these Terms and Conditions.
These Terms and Conditions apply to all visitors, members, prospective members and other users of the website.
Naya Pati SACCOS reserves the right to modify, update or replace these Terms and Conditions at any time. Changes will become effective when published on this website unless otherwise stated.
We make reasonable efforts to ensure that information published on this website is accurate and up to date. However, information may occasionally contain errors, omissions, outdated information or typographical errors.
Information relating to:
may be changed from time to time in accordance with the applicable policies, approved decisions and legal or regulatory requirements.
Website information should not be interpreted as overriding the cooperative's approved bylaws, policies, official notices, agreements or applicable laws and regulations.
Membership of Naya Pati SACCOS is subject to the eligibility requirements, procedures and conditions prescribed by applicable laws, the cooperative's approved bylaws and internal policies.
Information displayed on this website does not by itself constitute acceptance of a membership application, loan application, account opening request or other service request.
All applications and transactions remain subject to verification, approval and applicable terms and conditions.
Information about savings accounts, deposits, loans, interest rates, repayment schedules, service charges and other financial products displayed on the website is provided for general information.
Actual terms applicable to a member or customer will be determined by the relevant product terms, approved policies, agreements and applicable laws and regulations.
Naya Pati SACCOS reserves the right to change product features, interest rates, fees, eligibility requirements and other conditions where permitted by applicable laws and its governing policies.
Where the website provides online forms, enquiry forms, membership forms, application forms or similar services, users must provide information that is accurate, complete and current.
Submitting an online form does not automatically create a contractual relationship, membership, account or approval for any financial service.
Naya Pati SACCOS may contact the applicant for verification, clarification or additional documentation.
Users agree:
Unless otherwise stated, the content of this website, including text, logos, graphics, photographs, designs, documents, icons, videos and other materials, is owned by or used with permission by Naya Pati SACCOS.
Users may view and use website content for legitimate personal or informational purposes.
No material from this website may be reproduced, modified, distributed, published, transmitted or commercially exploited without prior written permission, except where permitted by applicable law.
This website may contain links to third-party websites, applications, social media platforms or other external services.
These links are provided for convenience and informational purposes. Naya Pati SACCOS does not necessarily endorse or control the content, availability, security or privacy practices of third-party websites.
Users should review the terms and privacy policies of third-party websites before using them.
We aim to keep the website available and functioning properly. However, we do not guarantee that the website will always be available, uninterrupted, secure or free from errors.
The website may occasionally be unavailable due to maintenance, technical problems, security issues, internet connectivity, system upgrades or circumstances beyond our reasonable control.
Users must not attempt to compromise, bypass or interfere with the security mechanisms of this website.
Although reasonable measures may be taken to protect the website and information submitted through it, no internet-based system can be guaranteed to be completely secure.
Users should avoid submitting confidential financial information through unsecured or unauthorized communication channels.
When users submit personal information through this website, Naya Pati SACCOS may collect and process such information for legitimate purposes including responding to enquiries, processing applications, providing services, communicating with members and complying with applicable legal and regulatory requirements.
Personal information will be handled in accordance with applicable laws, the cooperative's policies and its Privacy Policy.
Users should review the website's Privacy Policy for additional information about the collection, use, storage and protection of personal information.
Information available on this website is provided for general informational purposes and should not be considered personalized financial, legal, tax or investment advice.
Before making a financial decision, users should obtain appropriate information and, where necessary, professional advice.
Specific financial services and transactions are governed by their respective agreements, policies, terms and applicable laws.
While Naya Pati SACCOS makes reasonable efforts to maintain accurate information, it does not warrant that all information on the website is complete, current or error-free at all times.
If you identify an incorrect or outdated piece of information, please contact us so that it can be reviewed and corrected where appropriate.
To the extent permitted by applicable law, Naya Pati SACCOS shall not be responsible for losses or damages arising directly or indirectly from:
Nothing in these Terms and Conditions is intended to exclude or limit any liability that cannot lawfully be excluded or limited under applicable law.
Users should immediately notify Naya Pati SACCOS if they become aware of suspected fraudulent activity, unauthorized use of the cooperative's name or branding, suspicious communications, or websites impersonating Naya Pati SACCOS.
Naya Pati SACCOS will not normally request confidential passwords, PINs, one-time passwords (OTPs) or other sensitive authentication information through unsolicited email, telephone calls or social media messages.
Members should exercise caution when responding to requests for confidential financial information.
Users may contact Naya Pati SACCOS through the official contact details published on this website regarding questions, complaints, website issues or service-related matters.
Complaints relating to financial services or cooperative transactions will be handled according to the cooperative's applicable policies, procedures and legal or regulatory requirements.
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of Nepal.
Any dispute relating to the use of this website shall be subject to the applicable dispute-resolution mechanisms and jurisdiction prescribed by prevailing laws of Nepal.
Naya Pati SACCOS may revise these Terms and Conditions from time to time to reflect changes in its services, policies, technology or applicable legal and regulatory requirements.
The updated version will be published on this website with the revised effective date.
Users are encouraged to review this page periodically.
For questions regarding these Terms and Conditions, please contact:
Naya Pati Saving & Credit Cooperative Society Ltd.
Website: https://nayapatisaccos.com.np/
Last Updated: 08/26/2026